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Welcome to Nani Bachat Financial Services - Your Trusted Financial Products Distributor & Service Facilitator.
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Start early. Invest regularly. Watch your wealth compound.

Let our team assist you in selecting the right mutual fund products for your long-term goals.

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Mutual Funds

Your Gateway to Diversified Investment Products. We help you access market-linked mutual fund schemes that align with your long-term investment horizon.

What it is: A Mutual Fund is a professionally managed collective investment scheme that pools money from multiple investors to purchase a diversified portfolio of securities, including equities, corporate bonds, government debt, and money market instruments.

How it works: Each investor owns units representing a portion of the fund's aggregate holdings. The fund's Net Asset Value (NAV) fluctuates daily based on the market performance of the underlying assets. Returns are generated through capital appreciation or periodic dividends, which can be systematically reinvested to compound your capital.

Why Invest in Mutual Funds?

Mutual funds offer several advantages over direct stock investing, including professional management, diversification, and liquidity. Whether you are looking for long-term wealth creation or short-term stability, there is a mutual fund scheme for every goal.

Asset Allocation Representative Example

For an Aggressive Growth portfolio, a representative asset allocation matrix is structured as follows:

Equity (Stocks for long-term growth potential)
70%
Debt Allocation (Portfolio Stability)
20%
Liquid/Gold Allocation (Hedge & Reserve)
10%

*This is a representative allocation for an aggressive growth portfolio. Actual allocations must align with personal objectives and risk preferences.

Investment Insights

Visualizing your path to financial freedom with diversified portfolios.

Overview of Fund Categories

Fund Category General Risk Level Ideal Investment Horizon Primary Objective
Equity Funds Higher Risk 5+ Years Long-term capital appreciation
Debt Funds Lower to Medium Risk 1 - 3 Years Income generation and capital preservation
Hybrid Funds Moderate Risk 3 - 5 Years Balanced allocation across equity and debt
Liquid Funds Low Risk 1 Day - 3 Months Short-term capital parking with high liquidity

How We Help You

Goal Alignment

We assist you in matching your financial objectives and investment horizon with the appropriate mutual fund categories.

Product Selection

We share info on relevant, available mutual fund products across different asset classes.

Process Facilitation

We make investing hassle-free with seamless digital onboarding, KYC assistance, and automated transaction setup.

Operational Support

We provide documentation assistance and portfolio tracking support to ensure you stay informed.

Frequently Asked Questions

What is the minimum investment for an SIP?

Most mutual funds allow you to start a Systematic Investment Plan (SIP) with as little as ₹500 per month, making disciplined investing highly accessible.

Are mutual fund returns fixed?

No, mutual fund returns fluctuate based on the performance of the underlying market securities. Over long periods, however, diversified equity funds have historically proven to be effective tools for beating inflation.

Can I withdraw my money at any time?

Except for Equity Linked Savings Schemes (ELSS)—which carry a statutory 3-year lock-in period for tax savings—most open-ended mutual funds allow you to redeem your investments at any time, subject to any applicable short-term exit loads.

500+

Clients Served

10+

Investment Products

10+

Years Experience