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Welcome to Nani Bachat Financial Services - Your Trusted Financial Products Distributor & Service Facilitator.
nanibachatfinancialservices@gmail.com
97276 91011
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Shield your vehicle. Secure your savings. Drive worry-free.

Connect with our team to explore the right motor insurance products for your peace of mind.

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General Insurance

Complete protection for your valuable assets and liabilities. From motor and home to travel and business, we facilitate access to products designed to buffer you against the unexpected.

What it is: General Insurance refers to non-life insurance contracts that protect your physical assets (like motor vehicles, residential properties, or commercial inventory) and legal liabilities from economic loss arising due to damage, theft, or unforeseen accidents.

How it works: You secure coverage for a specific risk by paying an annual premium. If an insured event occurs (such as a vehicle collision or property damage), the general insurance company assesses the loss via a surveyor and pays the financial recovery sum, subject to deductibles and depreciation rules.

Comprehensive Cover, Absolute Peace of Mind

Your assets are the result of years of hard work. Protect them with insurance solutions that offer wide coverage and hassle-free claim settlements. Our team helps you review the clear details of policy inclusions and exclusions so you can evaluate options and choose with confidence.

Asset Protection Framework

Motor Vehicle Protection: Annual dynamic risk mitigation for personal/commercial transport
High
Residential Property Cover: Long-term structural and content protection
Critical
Travel & Transit Cover: Event-specific safeguards during transits
Essential

*Protecting your primary assets ensures long-term financial resilience.

Key General Insurance Categories

Category Core Protection Focus Key Benefits
Motor Insurance: High Priority Personal & commercial vehicles Third-Party Liability + Own Damage + Add-ons (e.g., Zero Depreciation)
Home Insurance Residential properties & apartments Structural and content safeguarding against natural hazards
Commercial Insurance Business structures, offices, & factories Marine, Fire, and Liability covers to protect operations
Travel Insurance International & domestic transits Baggage loss, flight delays, and emergency medical limits

Our Support Process

Risk Evaluation

Assisting you in assessing potential threats to your physical properties, vehicles, and commercial setups.

Policy Selection

Sharing detailed comparison options regarding policy features, add-ons, and deductibles.

Transaction Support

Providing structured administrative guidance during proposal submission, payment setups, and verification checks.

Dedicated Claim Support

Assisting with correct surveyor coordination, claim documentation filings, and cashless network tracking.

Frequently Asked Questions

What is Third-Party vs Comprehensive motor insurance?

Third-Party insurance is a statutory requirement that covers legal liabilities arising from bodily injury or property damage caused to a third party. Comprehensive insurance, on the other hand, also covers damage to your own vehicle (Own Damage) due to accidents, fire, theft, or natural hazards.

What does Insured Declared Value (IDV) mean?

IDV represents the maximum sum assured that the insurer will pay in the event of a total loss or theft of the vehicle. It is calculated annually based on the manufacturer's selling price less age-based depreciation.

How does travel insurance cover trip cancellations?

Comprehensive travel policies reimburse non-refundable expenses (such as visa fees or flight bookings) if your trip is canceled due to specified emergencies, such as personal medical crises or severe weather disruptions.

What assets does home insurance generally cover?

Standard home insurance policies cover the physical structure of your building (against fire, earthquake, floods, etc.) as well as home contents (like furniture, electronics, and appliances) against burglary and damage.

500+

Clients Served

10+

Investment Products

10+

Years Experience